Why Everyone Needs a Will This August

August is National Make-A-Will Month — a timely opportunity to spotlight an often-overlooked yet critical topic. It’s common to think that wills only matter for the elderly or wealthy. However, creating a will is a proactive and caring decision, regardless of age or income level.

You Can Name a Guardian for Your Children

If you're a parent, having a will is especially critical. It's the legal method to name someone you trust to care for your children if something unexpected happens. Imagine ensuring your sister takes over their guardianship, not leaving the decision up to the courts.

You Make Things Easier for Loved Ones

Having a will in place prevents confusion, legal delays, and stress for the people you care about most. Instead of a courtroom scenario, loved ones know exactly what you wanted — from who gets your vintage guitar to how you'd prefer your memorial to be handled.

You Get to Decide What Happens to Your Stuff

Even without owning a house or having major investments, a will ensures that whatever you do have — such as your car, bank accounts, digital assets, or pets — goes to the right people. Imagine having a beloved pet cared for by a dear friend you chose, rather than someone unfamiliar.

You Can Make Medical and Legal Choices Clear

Some wills include a living will or healthcare directives, outlining your wishes if you're unable to speak for yourself. The clarity this provides isn't age-dependent — it's peace of mind for any adult wanting to define their medical preferences, like opting for less aggressive treatments in specific scenarios.

Making a will is a responsible and compassionate step that helps protect loved ones and gives you control over your wishes. Use this month as motivation to either create a will or encourage younger family members and friends to do so. Peace of mind is not something reserved for later in life.